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TRUCK OR BUS LOANS

Get the truck or bus your business needs with fast, flexible truck finance designed by commercial vehicle specialists. As the dedicated finance provider for FUSO, Daimler Truck Financial Services offers personalised lending solutions that make financing your next commercial vehicle simple, transparent, and stress-free. We provide competitive truck and bus loans and chattel mortgage options tailored to support the growth of your trucking business.

Smart Finance Solutions Built for Commercial Operators

Our commercial truck and bus loans give you confidence from day one, with predictable repayments, clear ownership pathways and finance structures tailored to support business requirements.

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Fixed Repayments

Know exactly what you're paying each month. Our fixed rate tuck loan products lock in your repayments for the full term, helping you forecast costs and manage cash flow with certainty.

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Clear Ownership Pathways

Whether you want ownership at the start or end of your agreement, our loan products give you direct pathways to owning your truck or bus, without unnecessary complexity.

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Flexible Terms

Choose a loan structure that suits your business. Tailor your term length, deposit amount and final payment (balloon or residual) to match your operational and financial requirements.

Our truck or bus finance solutions are built specifically for commercial operators. With industry-aligned lending criteria and a streamlined approval process, we help you get on the road sooner so you can focus on running your business.

Our FUSO Loan Options

We offer two core truck finance products - each designed to meet different business needs while keeping the process fast, personalised and easy.

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Asset Loan (Chattel Mortgage)

An Asset Loan, commonly referred to as a Chattel Mortgage, is ideal when ownership at the start of your agreement is a priority. You take ownership of the truck or bus upfront while Daimler Truck Financial Services holds security over the asset. Once all repayments are made, the security is released. This option includes GST-inclusive payments and offers clear accounting treatment for eligible business operators.

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Asset Hire Purchase

Hire Purchase provides the flexibility to structure your agreement your way. You can include or exclude a deposit, extend the truck or bus loan term, or incorporate a final balloon payment to tailor your monthly repayments. Ownership transfers to you once the final payment is made at the end of the agreement, offering a straightforward, predictable pathway to owning your FUSO vehicle.

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Take control of your total cost of ownership

With a Guaranteed Buy Back option on our truck loans, you'll know exactly what your vehicle is worth at the end of the term before you sign a thing.

How to Get Started

We make your FUSO truck or bus purchase simple, transparent and efficient. Here’s how the process works:

 

  Speak with our team or your dealership Business Manager to find the right FUSO vehicle loan structure.  

  We assess your requirements quickly using industry-aligned criteria to keep your business moving.  

Your tailored FUSO finance agreement is prepared for review and approval.

  Once approved, your new FUSO vehicle is ready for delivery.  

  Enjoy predictable, GST-inclusive monthly repayments for the duration of your contract.  

  Ownership transfers based on your loan type. Make your final repayment to complete the agreement.  

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Considering Leasing Instead?

If a traditional truck or bus loan isn’t the right fit, we also offer leasing solutions that give you immediate use of your FUSO vehicle without the upfront ownership commitment.

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Ready to finance your next truck or bus?

Whether you’re upgrading a single vehicle or expanding a fleet, Daimler Truck Financial Services provides the expertise, speed and flexibility to help your business grow with confidence.